BOT: Commercial Banks Loan Rates

Bank MOR MLR MRR Ceiling* Default* Credit Card Commercial Banks registered in Thailand Bangkok Bank 7.0000 6.7500 7.5000 15.5000 18.0000 20.0000 Krung Thai Bank 7.1250 6.8750 7.6250 17.6250 20.0000 - Kasikornbank 7.0000 6.7500 7.5000 22.5000 24.5000 20.0000 The Siam Commercial Bank 7.0000 6.7500 7.5000 19.5000 22.5000 20.0000 Bank of Ayudhya 7.3750 7.1250 7.8500 21.0000 28.0000 - TMB Bank 7.3750 7.1250 7.7500 28.0000 28.0000 20.0000 The Siam City Bank 7.3750 7.1250 7.7750 25.0000 28.0000 20.0000 United Overseas Bank (Thai) Company Ltd. 7.8750 7.3750 8.1250 28.0000 28.0000 20.0000 CIMB THAI Bank 7.5500 7.3000 7.9250 28.0000 28.0000 - Standard Chartered Bank (Thai) 8.5000 8.2500 12.0000 35.0000 35.0000 20.0000 Thanachart Bank 7.3750 7.1250 7.7750 15.2750 18.0000 15.0000 TISCO Bank 7.3750 7.1250 7.7500 28.0000 28.0000 - Mega International Commercial Bank 8.2500 7.0000 7.5000 12.0000 15.0000 - Kiatnakin Bank 7.5000 7.2500 8.0000 28.0000 28.0000 - Land and Houses Retail Bank 7.3750 6.8750 7.6250 18.0000 21.0000 - Industrial and Commercial Bank of China (Thai) 7.6250 7.3750 7.8750 21.0000 21.0000 - The Thai Credit Retail Bank 8.7500 8.5000 8.8500 35.0000 35.0000 - Average of Commercial Banks registered in Thailand 7.5544 7.2162 8.0544 23.3765 25.0588 19.3750 Foreign Bank Branches The Bank of Tokyo-Mitsubishi UFJ 10.7500 6.7500 11.0000 25.0000 25.0000 - Citibank - 7.2500 - 20.9900 45.6300 20.0000 Sumitomo Mitsui Banking Corporation 9.8750 6.3750 7.8750 14.7500 15.0000 - HSBC 8.2500 8.2500 8.2500 21.0000 32.2500 19.0000 - 20.0000 Deutsche Bank AG. 8.2500 8.2500 - 20.0000 22.0000 - JP Morgan Chase Bank 7.0000 7.0000 - 14.0000 21.0000 - Credit Agricole Corporate and Investment Bank 8.0000 8.0000 8.7500 13.0000 13.2500 - Bank of America, National Association 8.0000 7.5000 10.5000 13.5000 22.0000 - Indian Overseas Bank 8.2500 8.0000 8.5000 13.7500 15.0000 - The Royal Bank of Scotland N.V. 8.5000 8.2500 - 25.0000 25.0000 - RHB Bank Berhad 9.5000 9.2500 9.5000 20.0000 20.0000 - Oversea Chinese Banking Corporation 8.5000 8.5000 - 15.0000 25.0000 - The Bank of China 8.2500 6.7500 7.5000 11.7500 14.0000 - Mizuho Corporate Bank, Ltd. 10.7500 6.7500 7.7500 50.0000 50.0000 - BNP Paribas 8.0000 8.0000 - 8.0000 19.0000 - Average of Foreign Bank Branches 8.7054 7.6583 8.8472 19.0493 24.2753 20.0000

--Bank of Thailand--