BOT: Credit Card Rates

Bank Credit Card Commercial Banks registered in Thailand Bangkok Bank 20.0000 Krung Thai Bank - Kasikornbank 20.0000 The Siam Commercial Bank 20.0000 Bank of Ayudhya - TMB Bank 20.0000 United Overseas Bank (Thai) Company Ltd. 20.0000 CIMB THAI Bank 20.0000 Standard Chartered Bank (Thai) 20.0000 Thanachart Bank 15.0000 TISCO Bank - Mega International Commercial Bank - Kiatnakin Bank - Land and Houses Bank - Industrial and Commercial Bank of China (Thai) - The Thai Credit Retail Bank - Bank of China (Thai) - ANZ Bank (Thai) Public Company Limited - Average of Commercial Banks registered in Thailand 19.3750 Foreign Bank Branches Citibank 20.0000 Sumitomo Mitsui Banking Corporation - HONGKONG AND SHANGHAI BANKING CORPORATION - Deutsche Bank AG. - JP Morgan Chase Bank - Bank of America, National Association - Indian Overseas Bank - The Royal Bank of Scotland P.L.C. - RHB Bank Berhad - Oversea Chinese Banking Corporation - Mizuho Bank - BNP Paribas - Average of Foreign Bank Branches 20.0000 Information as of 12.00 p.m.

• Since July 1, 2005 Exclude Interest rates of Personal Loan under Supervision