Commercial Banks Loan Rates as of April 4, 2008
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Bank MOR MLR MRR Ceiling* Default* Credit Card
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Commercial Banks registered in Thailand
Bangkok Bank 7.125 6.875 7.375 11.50 15.00 20.00
Krung Thai Bank 7.125 6.875 7.375 11.50 15.00 -
Kasikornbank 7.10 6.85 7.35 18.35 22.35 20.00
The Siam Commercial Bank 7.125 6.875 7.375 11.375 15.00 20.00
Bank of Ayudhya 7.625 7.125 7.625 21.00 28.00 -
The Thai Military Bank 7.62 7.12 7.62 28.00 28.00 20.00
The Siam City Bank 7.375 7.125 7.625 20.00 20.00 20.00
United Overseas Bank(Thai)Company Ltd. 8.00 7.55 8.25 18.00 18.00 18.00-20.00
Bank Thai 7.375 7.125 7.75 26.00 28.00 -
Standard Chartered Bank(Thai) 8.50 8.25 9.00 28.00 30.00 20.00
Thanachart Bank 7.50 7.00 8.25 15.75 18.00 -
TISCO Bank 7.375 7.125 7.625 28.00 28.00 -
Mega International Commercial Bank 8.75 8.00 8.50 12.00 15.00 -
Kiatnakin Bank 7.625 7.375 7.875 28.00 28.00 -
Land and Houses Retail Bank 7.75 6.875 8.00 18.00 21.00 -
ACL Bank 7.625 7.375 7.875 21.00 21.00 -
The Thai Credit Retail Bank 8.00 7.50 8.00 21.00 24.00 -
AIG Retail Bank 7.75 7.50 - 40.00 40.00 -
Average of Commercial Banks registered in Thailand 7.6303 7.2511 7.8512 20.9708 23.0194 20.00
Foreign Bank Branches
The Bank of Tokyo-Mitsubishi UFJ 10.75 7.75 11.00 25.00 25.00 -
Citibank - 8.25 14.32 20.32 45.63 20.00
Sumitomo Mitsui Banking Corporation 10.75 7.75 9.25 14.75 15.00 -
HSBC 8.25 8.25 8.25 21.00 32.25 16.00-20.00
Deutsche Bank AG. 7.50 6.00 7.50 11.50 11.50 -
JP Morgan Chase Bank 8.00 8.00 - 13.00 15.00 -
Calyon Corrorate and Investment Bank 8.00 8.00 8.75 13.00 13.25 -
Bank of America, National Association 8.00 8.00 8.00 8.00 22.00 -
Indian Overseas Bank 8.25 8.00 8.50 16.00 18.00 -
ABN-AMRO N.V. 7.75 7.75 9.75 12.00 12.00 -
RHB Bank Berhad 9.25 9.00 9.25 20.00 20.00 -
Oversea Chinese Banking Corporation 7.25 7.25 - 15.00 19.00 -
The Bank of China 8.25 7.25 7.75 11.75 14.75 -
Mizuho Corporate Bank, Ltd. 10.75 7.75 8.75 50.00 50.00 -
BNP Paribas 8.00 8.00 - - 19.00 -
Societe Generale Bangkok Branch 10.75 8.25 - 18.00 20.00 -
Average of Foreign Bank Branches 8.7667 7.8281 9.2558 17.9547 22.0238 20.00
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Unofficial information, Last update time as 1.30 p.m.
* Since July 1, 2005 Exclude Interest rates of Personal Loan under Supervision
--Bank of Thailand--
__________________________________________________________________________________________________________________
Bank MOR MLR MRR Ceiling* Default* Credit Card
__________________________________________________________________________________________________________________
Commercial Banks registered in Thailand
Bangkok Bank 7.125 6.875 7.375 11.50 15.00 20.00
Krung Thai Bank 7.125 6.875 7.375 11.50 15.00 -
Kasikornbank 7.10 6.85 7.35 18.35 22.35 20.00
The Siam Commercial Bank 7.125 6.875 7.375 11.375 15.00 20.00
Bank of Ayudhya 7.625 7.125 7.625 21.00 28.00 -
The Thai Military Bank 7.62 7.12 7.62 28.00 28.00 20.00
The Siam City Bank 7.375 7.125 7.625 20.00 20.00 20.00
United Overseas Bank(Thai)Company Ltd. 8.00 7.55 8.25 18.00 18.00 18.00-20.00
Bank Thai 7.375 7.125 7.75 26.00 28.00 -
Standard Chartered Bank(Thai) 8.50 8.25 9.00 28.00 30.00 20.00
Thanachart Bank 7.50 7.00 8.25 15.75 18.00 -
TISCO Bank 7.375 7.125 7.625 28.00 28.00 -
Mega International Commercial Bank 8.75 8.00 8.50 12.00 15.00 -
Kiatnakin Bank 7.625 7.375 7.875 28.00 28.00 -
Land and Houses Retail Bank 7.75 6.875 8.00 18.00 21.00 -
ACL Bank 7.625 7.375 7.875 21.00 21.00 -
The Thai Credit Retail Bank 8.00 7.50 8.00 21.00 24.00 -
AIG Retail Bank 7.75 7.50 - 40.00 40.00 -
Average of Commercial Banks registered in Thailand 7.6303 7.2511 7.8512 20.9708 23.0194 20.00
Foreign Bank Branches
The Bank of Tokyo-Mitsubishi UFJ 10.75 7.75 11.00 25.00 25.00 -
Citibank - 8.25 14.32 20.32 45.63 20.00
Sumitomo Mitsui Banking Corporation 10.75 7.75 9.25 14.75 15.00 -
HSBC 8.25 8.25 8.25 21.00 32.25 16.00-20.00
Deutsche Bank AG. 7.50 6.00 7.50 11.50 11.50 -
JP Morgan Chase Bank 8.00 8.00 - 13.00 15.00 -
Calyon Corrorate and Investment Bank 8.00 8.00 8.75 13.00 13.25 -
Bank of America, National Association 8.00 8.00 8.00 8.00 22.00 -
Indian Overseas Bank 8.25 8.00 8.50 16.00 18.00 -
ABN-AMRO N.V. 7.75 7.75 9.75 12.00 12.00 -
RHB Bank Berhad 9.25 9.00 9.25 20.00 20.00 -
Oversea Chinese Banking Corporation 7.25 7.25 - 15.00 19.00 -
The Bank of China 8.25 7.25 7.75 11.75 14.75 -
Mizuho Corporate Bank, Ltd. 10.75 7.75 8.75 50.00 50.00 -
BNP Paribas 8.00 8.00 - - 19.00 -
Societe Generale Bangkok Branch 10.75 8.25 - 18.00 20.00 -
Average of Foreign Bank Branches 8.7667 7.8281 9.2558 17.9547 22.0238 20.00
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Unofficial information, Last update time as 1.30 p.m.
* Since July 1, 2005 Exclude Interest rates of Personal Loan under Supervision
--Bank of Thailand--