7Commercial Banks Loan Rates as of Jul 7, 2008
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Bank MOR MLR MRR Ceiling* Default* Credit Card
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Commercial Banks registered in Thailand
Bangkok Bank 7.5000 7.2500 7.7500 11.5000 15.0000 20.0000
Krung Thai Bank 7.5000 7.2500 7.7500 14.7500 18.0000 -
Kasikornbank 7.5000 7.2500 7.7500 18.7500 22.7500 20.0000
The Siam Commercial Bank 7.5000 7.2500 7.7500 11.7500 15.0000 20.0000
Bank of Ayudhya 8.0000 7.5000 8.0000 21.0000 28.0000 -
TMB Bank 8.0000 7.5000 8.0000 28.0000 28.0000 20.0000
The Siam City Bank 7.7500 7.5000 8.0000 20.0000 20.0000 20.0000
United Overseas Bank (Thai) Company Ltd. 8.2000 7.7500 8.4500 18.0000 18.0000 18.0000 - 20.0000
Bank Thai 7.7500 7.5000 8.1250 28.0000 28.0000 -
Standard Chartered Bank (Thai) 8.5000 8.2500 9.0000 28.0000 30.0000 20.0000
Thanachart Bank 7.5000 7.2500 8.2500 15.7500 18.0000 -
TISCO Bank 7.7500 7.5000 8.0000 28.0000 28.0000 -
Mega International Commercial Bank 8.7500 8.0000 8.5000 12.0000 15.0000 -
Kiatnakin Bank 8.0000 7.7500 8.2500 28.0000 28.0000 -
Land and Houses Retail Bank 7.7500 7.2500 8.0000 18.0000 21.0000 -
ACL Bank 8.0000 7.7500 8.2500 21.0000 21.0000 -
The Thai Credit Retail Bank 8.3500 7.8500 8.3500 21.0000 24.0000 -
AIG Retail Bank 7.7500 7.5000 - 40.0000 40.0000 -
Average of Commercial Banks registered in Thailand 7.8917 7.5472 8.1279 21.3056 23.2083 20.0000
Foreign Bank Branches
The Bank of Tokyo-Mitsubishi UFJ 10.7500 7.7500 11.0000 25.0000 25.0000 -
Citibank - 8.2500 14.3200 20.3200 45.6300 20.0000
Sumitomo Mitsui Banking Corporation 10.7500 7.7500 9.2500 14.7500 15.0000 -
HSBC 8.2500 8.2500 8.2500 21.0000 32.2500 16.0000 - 20.0000
Deutsche Bank AG. 7.5000 6.0000 7.5000 11.5000 11.5000 -
JP Morgan Chase Bank 8.0000 8.0000 - 13.0000 15.0000 -
Calyon Corrorate and Investment Bank 8.0000 8.0000 8.7500 13.0000 13.2500 -
Bank of America, National Association 8.0000 8.0000 8.0000 8.0000 22.0000 -
Indian Overseas Bank 8.2500 8.0000 8.5000 16.0000 18.0000 -
ABN-AMRO N.V. 7.7500 7.7500 9.7500 12.0000 12.0000 -
RHB Bank Berhad 9.2500 9.0000 9.2500 20.0000 20.0000 -
Oversea Chinese Banking Corporation 7.6250 7.6250 - 15.0000 19.0000 -
The Bank of China 8.2500 7.2500 7.7500 11.7500 14.7500 -
Mizuho Corporate Bank, Ltd. 10.7500 7.7500 8.7500 50.0000 50.0000 -
BNP Paribas 8.0000 8.0000 - - 19.0000 -
Societe Generale Bangkok Branch 10.7500 8.2500 - 18.0000 20.0000 -
Average of Foreign Bank Branches 8.7917 7.8516 9.2558 17.9547 22.0238 20.0000
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Unofficial information, Last update time as 1.30 p.m.
* Since July 1, 2005 Exclude Interest rates of Personal Loan under Supervision
--Bank of Thailand--
_________________________________________________________________________________________________________________________________
Bank MOR MLR MRR Ceiling* Default* Credit Card
_________________________________________________________________________________________________________________________________
Commercial Banks registered in Thailand
Bangkok Bank 7.5000 7.2500 7.7500 11.5000 15.0000 20.0000
Krung Thai Bank 7.5000 7.2500 7.7500 14.7500 18.0000 -
Kasikornbank 7.5000 7.2500 7.7500 18.7500 22.7500 20.0000
The Siam Commercial Bank 7.5000 7.2500 7.7500 11.7500 15.0000 20.0000
Bank of Ayudhya 8.0000 7.5000 8.0000 21.0000 28.0000 -
TMB Bank 8.0000 7.5000 8.0000 28.0000 28.0000 20.0000
The Siam City Bank 7.7500 7.5000 8.0000 20.0000 20.0000 20.0000
United Overseas Bank (Thai) Company Ltd. 8.2000 7.7500 8.4500 18.0000 18.0000 18.0000 - 20.0000
Bank Thai 7.7500 7.5000 8.1250 28.0000 28.0000 -
Standard Chartered Bank (Thai) 8.5000 8.2500 9.0000 28.0000 30.0000 20.0000
Thanachart Bank 7.5000 7.2500 8.2500 15.7500 18.0000 -
TISCO Bank 7.7500 7.5000 8.0000 28.0000 28.0000 -
Mega International Commercial Bank 8.7500 8.0000 8.5000 12.0000 15.0000 -
Kiatnakin Bank 8.0000 7.7500 8.2500 28.0000 28.0000 -
Land and Houses Retail Bank 7.7500 7.2500 8.0000 18.0000 21.0000 -
ACL Bank 8.0000 7.7500 8.2500 21.0000 21.0000 -
The Thai Credit Retail Bank 8.3500 7.8500 8.3500 21.0000 24.0000 -
AIG Retail Bank 7.7500 7.5000 - 40.0000 40.0000 -
Average of Commercial Banks registered in Thailand 7.8917 7.5472 8.1279 21.3056 23.2083 20.0000
Foreign Bank Branches
The Bank of Tokyo-Mitsubishi UFJ 10.7500 7.7500 11.0000 25.0000 25.0000 -
Citibank - 8.2500 14.3200 20.3200 45.6300 20.0000
Sumitomo Mitsui Banking Corporation 10.7500 7.7500 9.2500 14.7500 15.0000 -
HSBC 8.2500 8.2500 8.2500 21.0000 32.2500 16.0000 - 20.0000
Deutsche Bank AG. 7.5000 6.0000 7.5000 11.5000 11.5000 -
JP Morgan Chase Bank 8.0000 8.0000 - 13.0000 15.0000 -
Calyon Corrorate and Investment Bank 8.0000 8.0000 8.7500 13.0000 13.2500 -
Bank of America, National Association 8.0000 8.0000 8.0000 8.0000 22.0000 -
Indian Overseas Bank 8.2500 8.0000 8.5000 16.0000 18.0000 -
ABN-AMRO N.V. 7.7500 7.7500 9.7500 12.0000 12.0000 -
RHB Bank Berhad 9.2500 9.0000 9.2500 20.0000 20.0000 -
Oversea Chinese Banking Corporation 7.6250 7.6250 - 15.0000 19.0000 -
The Bank of China 8.2500 7.2500 7.7500 11.7500 14.7500 -
Mizuho Corporate Bank, Ltd. 10.7500 7.7500 8.7500 50.0000 50.0000 -
BNP Paribas 8.0000 8.0000 - - 19.0000 -
Societe Generale Bangkok Branch 10.7500 8.2500 - 18.0000 20.0000 -
Average of Foreign Bank Branches 8.7917 7.8516 9.2558 17.9547 22.0238 20.0000
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Unofficial information, Last update time as 1.30 p.m.
* Since July 1, 2005 Exclude Interest rates of Personal Loan under Supervision
--Bank of Thailand--