BOT: Commercial Banks Loan Rates

Bank MOR MLR MRR Ceiling* Default* Credit Card Commercial Banks registered in Thailand Bangkok Bank 0.5000 0.7500 0.7500 0.7500 1.2500 Krung Thai Bank 0.5000 0.7500 0.7500 0.7500 1.5000 Kasikornbank 0.5000 0.6500 0.6500 0.6500 1.5000 The Siam Commercial Bank 0.5000 0.6500 0.6500 0.6500 1.5000 Bank of Ayudhya 0.5000 0.7500 0.7500 1.0000 1.5000 TMB Bank 0.5000 - 0.7500 0.7500 0.7500 - 0.8750 1.0000 - 1.2500 1.5000 - 1.7500 The Siam City Bank 0.5000 - 0.7500 0.7500 1.0000 1.2500 1.7500 United Overseas Bank (Thai) Company Ltd. 0.5000 0.7500 0.7500 0.8500 - 1.0000 1.2500 CIMB THAI Bank 0.2500 - 0.6500 0.7500 1.0000 1.0000 1.2500 Standard Chartered Bank (Thai) - - 1.2500 0.5000 0.5000 0.7500 1.2500 Thanachart Bank 0.5000 - 0.7500 1.0000 1.0000 1.2500 2.0000 - 2.7500 TISCO Bank 0.7500 - 1.2500 1.0000 1.2500 1.2500 1.7500 Mega International Commercial Bank 0.2000 0.6250 0.7500 0.9000 - Kiatnakin Bank 0.7500 1.0000 - 1.2500 1.5000 - 1.6000 1.5000 - 1.6000 2.5000 - 2.8500 Land and Houses Retail Bank 0.5000 - 1.5000 1.2500 1.4000 1.5000 - 1.5500 2.5000 ACL Bank 0.5000 - 1.2500 1.0000 1.0000 1.2500 - 1.5000 1.7500 The Thai Credit Retail Bank 0.7500 1.0000 - 1.2500 1.2500 - 1.4000 1.5000 2.0000 - 2.2500 Min - Max of Commercial Banks registered in Thailand 0.2000 - 1.5000 0.5000 - 1.2500 0.5000 - 1.6000 0.6500 - 1.6000 1.2500 - 2.8500 Foreign Bank Branches The Bank of Tokyo-Mitsubishi UFJ 0.1000 0.2500 0.2500 0.2500 - Citibank 0.6500 1.0000 1.2500 1.5000 2.1000 Sumitomo Mitsui Banking Corporation 0.1000 0.2500 0.3500 0.5000 - HSBC 0.1500 - 0.3000 0.1000 - 0.2500 0.1500 - 0.4000 0.1500 - 0.4000 0.3500 - 0.5500 Deutsche Bank AG. 0.1000 - 0.1500 - - - - JP Morgan Chase Bank - - - - - Calyon Corrorate and Investment Bank 0.2500 0.5000 - 0.6000 0.6000 - 0.7000 0.6500 - 0.7500 0.7000 - 0.8000 Bank of America, National Association - - - - - Indian Overseas Bank 0.7500 - 1.0000 1.2500 1.5000 1.7500 2.0000 ABN-AMRO N.V. - - - - - RHB Bank Berhad 0.9000 - 1.2500 1.0000 - 1.2500 1.2500 1.5000 - Oversea Chinese Banking Corporation 0.3750 - 0.7500 0.5000 - 0.7500 0.5000 - 0.7500 0.7500 - The Bank of China 0.1000 0.2500 - 0.6250 0.2500 - 0.6250 0.5000 - 0.8750 0.5000 - 1.0000 Mizuho Corporate Bank, Ltd. - - - - - BNP Paribas - - 0.2500 0.0500 - 0.4000 0.1000 - 0.5000 0.1000 - 0.5000 0.1000 - 0.5000 Min - Max of Foreign Bank Branches 0.1000 - 1.2500 0.0500 - 1.2500 0.1000 - 1.5000 0.1000 - 1.7500 0.1000 - 2.1000 Unofficial information, Last update time as 1.30 p.m. * Since July 1, 2005 Exclude Interest rates of Personal Loan under Supervision --Bank of Thailand--