Bangkok--May 9--Krungthai Card
KTC Cash Education, the latest personal loans from KTC, will help reduce the burdens shouldered by parents with the upcoming new semester with especially low interest rate and credit free, reduction in principal and interest plan, no requirement of collateral or guarantor, minimum installment payment plan and due date postponement in case of emergency. Leading universities set to become partners and offer up to 50% discount on loan approval fee.
Miss Sudaporn Janwatanakool, Executive Vice President, Fix Loans Business, “KTC” or Krungthai Card Public Company Limited remarked on the purpose of KTC Cash Education “The provision of personal loans is considerably diverse presently. Through our marketing efforts and commitment, we have realized that it is necessary for us to consider loans which will improve quality of life of the consumers. Education is a basic necessity in which one should invest for the security of the next generations and the consumers are with limited choice of finances for this purpose. Most of the said sources are governmental which are hardly sufficient for the requirement of the consumers, particularly at the time of new semester.
“KTC Cash Education is a loan for educational purpose designed as an alternative for individuals with a minimum monthly salary of 15,000 Baht. Our target group is comprised of parents or guardians sharing the same last name with students of all levels as well as students paying for their master’s degree or higher education. There is no requirement of collateral or guarantor and the interest rate and credit fee are especially low at only 19% per year. The reduction in principal and interest plan will prove to be more beneficial compared to the fixed interest rate as well.”
“Additionally, clients will have the choice of installment payment and minimum payment whereby the amount for each installment is reduced and the burden on the loaners is lessened. There is also the choice of 60-month installment payment. Approved fund will be transferred into the account within two business days following its approval.”
“The credit line for KTC Cash Education will be four times the salary and not limited to the tuition fee or the course credit fee. Clients will be eligible for the same flexibilities as KTC Cash which include due date postponement in case of emergency and increased payment as per their repayment ability.”
“We are entering into partnership with several leading universities under which up to 50% discount on loan approval fee will be granted to their students. These include Rangsit University, University of the Thai Chamber of Commerce, Kasem Bundit University, Assumption University, Huachiew Chalermprakiet University, Krirk University and Sripatum University. Students who are interested in KTC Cash Education may obtain more information and an application form at their partner universities.”
“KTC aims to bring utmost satisfaction to members. Therefore, it is only natural that we have established many channels through which interested individuals may apply for our service in addition to the partner universities such as KTC Boutique branches, KTC Touch @ Mobile, KTC sales representatives or counters at all branches of Krungthai Bank. For more information, please call, KTC Phone - Personal Loans, 02-665-5000 Ext. 4.”
More information, please contact
Public and Corporate Affairs Department
Krungthai Card Public Company Limited
Kandtharat Chermchitphong
Tel. 0-2665-5057
Suchada Weerasakulrak
Tel. 0-2656-5732
Atiga Dechawatanapisal
Tel. 0-2665-5048
Fax. 0-2665-5046
E-mail : [email protected] End.