Report Date: 08-Jul-11 (Data update until Jun 2011)
Interest Rates in Financial Market(2005- present) Percentage Per Annum
JUN 2011 MAY 2011 APR 2011
1 Money market interest rates :
2 Interbank overnight lending rates 1/ 2.84 2.53 2.34
3 Interbank overnight lending rates : Min 2.15 2.00 1.50
4 Interbank overnight lending rates : Max 3.15 2.90 2.70
5 Repurchase rates 2/
6 1 day n.a. n.a. n.a.
7 7 days n.a. n.a. n.a.
8 14 days n.a. n.a. n.a.
9 1 month n.a. n.a. n.a.
10 2 months n.a. n.a. n.a.
11 3 months n.a. n.a. n.a.
12 6 months n.a. n.a. n.a.
13 Bangkok Interbank Offered Rate (BIBOR) 1/
14 1 week 3.00 2.78 2.64
15 1 month 3.06 2.85 2.70
16 2 months 3.14 2.93 2.76
17 3 months 3.21 3.01 2.82
18 6 months 3.33 3.13 2.93
19 9 months 3.38 3.20 2.99
20 1 Year 3.45 3.26 3.04
21 Thai Baht Implied Interest Rate 1/
22 1 month 2.67 2.49 2.24
23 2 months 2.73 2.58 2.35
24 3 months 2.78 2.66 2.50
25 6 months 2.95 2.91 2.75
26 9 months 3.11 3.09 2.91
27 12 months 3.32 3.28 3.10
28 End of Day Liquidity Adjustment Window 3/
29 Lending Facility 3.50 3.25 3.25
30 Borrowing Facility 2.50 2.25 2.25
31 T-Bill & Government Bond Yield 4/
32 1 month 2.76 2.47 2.37
33 3 months 2.92 2.65 2.54
34 6 months 3.14 2.88 2.75
35 1 year 3.29 3.09 2.88
36 2 years 3.44 3.27 3.13
37 3 years 3.51 3.36 3.23
38 4 years 3.57 3.43 3.29
39 5 years 3.61 3.48 3.37
40 6 years 3.66 3.57 3.52
41 7 years 3.72 3.67 3.62
42 8 years 3.74 3.70 3.65
43 9 years 3.79 3.76 3.71
44 10 years 3.80 3.79 3.72
45 11 years 3.83 3.84 3.74
46 12 years 3.88 3.90 3.90
47 13 years 3.91 3.96 3.98
48 14 years 3.91 3.97 4.01
49 15 years 3.96 4.03 4.07
50 16 years 3.98 4.07 4.10
51 17 years 3.99 4.09 4.12
52 18 years 3.99 4.10 4.13
53 19 years 4.00 4.11 4.14
54 20 years 4.00 4.12 4.15
55 State Enterprise Bonds Reference Yield Spreads : (basis point) 5/
56 0-1 year : Min 7.29 8.03 8.42
57 0-1 year : Max 12.56 12.53 10.23
58 >1-3 years : Min 11.85 11.48 11.34
59 >1-3 years : Max 14.04 15.19 14.79
60 >3-6 years : Min 13.46 12.94 11.92
61 >3-6 years : Max 17.90 18.12 17.99
62 >6-10 years : Min 18.15 17.75 17.39
63 >6-10 years : Max 22.10 23.00 21.92
64 >10-14 years : Min 18.58 18.48 18.45
65 >10-14 years : Max 20.75 20.74 20.54
66 >14 years : Min 22.02 21.58 19.50
67 >14 years : Max 25.10 23.90 22.19
68 Financial institutions Interest Rate :
69 Commercial banks 6/
70 Loan rates
71 Ceiling rates : Min 15.63 15.50 15.50
72 Ceiling rates : Max 22.65 22.50 22.50
73 MOR (Minimum Overdraft Rate) : Min 7.13 7.00 7.00
74 MOR (Minimum Overdraft Rate) : Max 7.50 7.38 7.38
75 MLR (Minimum Lending Rate) : Min 6.87 6.75 6.75
76 MLR (Minimum Lending Rate) : Max 7.25 7.13 7.13
77 MRR (Minimum Retail Rate) Min 7.63 7.50 7.48
78 MRR (Minimum Retail Rate) Max 8.00 7.85 7.85
79 Deposit rates
80 Savings deposits : Min 0.75 0.75 0.75
81 Savings deposits : Max 0.75 0.75 0.75
82 Time deposits 3 months : Min 1.50 1.35 1.35
83 Time deposits 3 months : Max 2.20 2.00 1.75
84 Time deposits 6 months : Min 1.95 1.75 1.75
85 Time deposits 6 months : Max 2.30 2.10 2.10
86 Time deposits 12 months : Min 2.20 2.00 2.00
87 Time deposits 12 months : Max 2.50 2.30 2.30
88 Time deposits 2 years : Min 2.75 2.50 2.50
89 Time deposits 2 years : Max 3.20 3.00 3.00
90 Time deposits More than 2 years : Min 3.10 2.90 2.90
91 Time deposits More than 2 years : Max 3.35 3.25 3.25
92 Finance companies 7/
93 Borrowing rates
94 at call : Min 1.25 1.25 1.00
95 at call : Max 2.00 1.75 1.75
96 1 month : Min 2.10 1.90 1.90
97 1 month : Max 2.25 1.90 1.90
98 3 months : Min 2.25 2.10 2.00
99 3 months : Max 3.00 3.00 2.75
100 6 months : Min 2.50 2.25 2.25
101 6 months : Max 3.25 3.25 2.90
102 12 months : Min 2.85 2.85 2.60
103 12 months : Max 3.90 3.60 3.35
104 Lending rates
105 Prime rates : Min 6.63 6.63 6.63
106 Prime rates : Max 9.63 9.38 9.13
107 Prime rates : Average 8.33 8.25 8.00
108 Maximum ceiling 28.00 28.00 28.00
109 Government Saving Bank (GSB) 8/
110 Loan rates
111 MOR (Minimum Overdraft Rate) : Min 7.13 6.75 6.75
112 MOR (Minimum Overdraft Rate) : Max 7.13 6.75 6.75
113 MLR (Minimum Lending Rate) : Min 6.88 6.50 6.50
114 MLR (Minimum Lending Rate) : Max 6.88 6.50 6.50
115 Deposit rates
116 Savings deposits : Min 1.00 1.00 1.00
117 Savings deposits : Max 1.00 1.00 1.00
118 Time deposits 3 months : Min 1.85 1.75 1.75
119 Time deposits 3 months : Max 1.85 1.75 1.75
120 Time deposits 6 months : Min 2.25 2.00 2.00
121 Time deposits 6 months : Max 2.25 2.00 2.00
122 Time deposits 12 months : Min 2.40 2.25 2.25
123 Time deposits 12 months : Max 2.40 2.25 2.25
124 Time deposits 2 years : Min 3.10 3.00 3.00
125 Time deposits 2 years : Max 3.10 3.00 3.00
126 Bank for Agriculture and Agricultural Cooperatives (BAAC) 8/
127 Loan rates
128 MLR (Minimum Lending Rate) : Min 5.00 5.00 5.00
129 MLR (Minimum Lending Rate) : Max 5.00 5.00 5.00
130 Deposit rates
131 Savings deposits : Min 0.75 0.75 0.75
132 Savings deposits : Max 0.75 0.75 0.75
133 Time deposits 3 months : Min 1.63 1.50 1.50
134 Time deposits 3 months : Max 1.63 1.50 1.50
135 Time deposits 6 months : Min 2.20 2.00 2.00
136 Time deposits 6 months : Max 2.20 2.00 2.00
137 Time deposits 12 months : Min 2.30 2.25 2.25
138 Time deposits 12 months : Max 2.30 2.25 2.25
139 Time deposits 2 years : Min 3.20 3.00 3.00
140 Time deposits 2 years : Max 3.20 3.00 3.00
141 Government Housing Bank (GHB) 8/
142 Loan rates
143 MOR (Minimum Overdraft Rate) : Min 7.88 7.75 7.75
144 MOR (Minimum Overdraft Rate) : Max 7.88 7.75 7.75
145 MLR (Minimum Lending Rate) : Min 6.88 6.75 6.75
146 MLR (Minimum Lending Rate) : Max 6.88 6.75 6.75
147 Deposit rates
148 Savings deposits : Min 1.00 1.00 1.00
149 Savings deposits : Max 1.00 1.00 1.00
150 Time deposits 3 months : Min 2.25 1.75 1.75
151 Time deposits 3 months : Max 2.25 1.75 1.75
152 Time deposits 6 months : Min 2.35 2.00 2.00
153 Time deposits 6 months : Max 2.35 2.00 2.00
154 Time deposits 12 months : Min 2.60 2.35 2.35
155 Time deposits 12 months : Max 2.60 2.35 2.35
156 Time deposits 2 years : Min 3.25 3.00 3.00
157 Time deposits 2 years : Max 3.25 3.00 3.00
158 Export-Import Bank of Thailand (EXIM) 8/
159 Loan rates
160 MOR (Minimum Overdraft Rate) : Min 18.00 18.00 18.00
161 MOR (Minimum Overdraft Rate) : Max 18.00 18.00 18.00
162 MLR (Minimum Lending Rate) : Min 6.50 6.38 6.38
163 MLR (Minimum Lending Rate) : Max 6.50 6.38 6.38
164 Deposit rates
165 Savings deposits : Min 0.25 0.25 0.25
166 Savings deposits : Max 0.25 0.25 0.25
167 Time deposits 3 months : Min 0.75 0.75 0.75
168 Time deposits 3 months : Max 0.75 0.75 0.75
169 Time deposits 6 months : Min 0.90 0.90 0.90
170 Time deposits 6 months : Max 0.90 0.90 0.90
171 Time deposits 12 months : Min 0.90 0.90 0.90
172 Time deposits 12 months : Max 0.90 0.90 0.90
173 Small and Medium Enterprise Development Bank of Thailand (SME Bank) 8/
174 MLR (Minimum Lending Rate) : Min 7.00 7.00 7.00
175 MLR (Minimum Lending Rate) : Max 7.00 7.00 7.00
176 External interest rates 1/
177 Discount rate US 0.75 0.75 0.75
178 Prime rate US 3.25 3.25 3.25
179 Federal funds 0.25 0.25 0.25
180 Singapore Interbank Offered Rate (SIBOR)
181 1 week 0.17 0.18 0.21
182 1 month 0.19 0.20 0.23
183 2 months 0.23 0.24 0.26
184 3 months 0.26 0.27 0.29
185 6 months 0.41 0.43 0.45
186 9 months 0.57 0.59 0.61
187 12 months 0.74 0.75 0.78
188 London Interbank Offered Rate (LIBOR)
189 1 week 0.16 0.17 0.20
190 1 month 0.19 0.20 0.23
191 2 months 0.22 0.24 0.26
192 3 months 0.25 0.27 0.29
193 6 months 0.40 0.41 0.44
194 9 months 0.55 0.57 0.60
195 12 months 0.72 0.73 0.76
Source:
1. Bank of Thailand
2. Specialized Financial Institutions
Remark:
1/ The series is Average.
2/ The series is Average.
The last working day of the RP market was on Feb 12,2008.
3/ The series is end of period.
According to the BOT notification dated Sep 25,2001, Bank rate
was abolished and replaced since Oct 1, 2001, by the End-of-day Liquidity Rate
which is the only standing facility. On Jan 17, 2007, End-of-day Liquidity Rate was
separated into Lending Facility and Borrowing Facility.
4/ The series is Average.
Since January 1 ,2005, T-bill, BOT Bond and Government Bond Yield are
displayed in the same category.
5/ The series is Average.
Since January 1, 2005, State Enterprise Bonds Yield are displayed in
basis point of spread over Government Bond Yield.
6/ The series is end of period.
The figures have been quoted by the 5 commercial banks since January 2000.
(Bangkok Bank, KrungThai Bank, The Siam Commercial Bank,
Kasikorn Bank and Bank of Ayudhya)
Interrest rates used for retail customers.
7/ The series is end of period.
The figures have been quoted by active finance companies since
August 1999. Interrest rates used for retail customers.
8/ The series is end of period.
Interrest rates used for retail customers.