Bangkok--17 Mar--AIS AIS Smart SMEs continues the status quo of SMEs partner unveiling the strategy “Every Business Manageable,” in collaboration with the giant finance alliance Citiloan, introducing the unprecedented offers with credit limit up to 500,000 Baht for no collateral and no guarantor expecting to reinforce the entrepreneurs to be ready for every competition. Mr. Titipong Khiewpaisal, Vice President Marketing of Advanced Info Service Plc. or AIS, disclosed “As we all know that SMEs entrepreneurs play an important role in contributing to the Gross National Products. One of the critical factors adversely affecting competitiveness of entrepreneurs is the higher production cost due to oil and material prices, coupled with the ongoing Baht appreciation trend.” “The assistance in finding capitals to fund the growth of entrepreneurs is another core strategy of AIS Smart SMEs as a business partner not only formulating communication modes and a variety of wireless technologies facilitating your business administration, but also providing supports featuring Innovative Support Solution through the cooperation with finance institutions in developing funding sources serving as business arms in driving business without any obstacles. Therefore, AIS Smart SMEs has joined force with Citiloan launching the package “Personal Loan for AIS-SMEs Entrepreneurs.” The highlight of this special loan is the credit limit up to 500,000 Baht with no collateral or guarantor and the reducing balance interest rate inclusive of credit usage fee will be as low as 18-22% per annum. The offering is considered the first loan package with interesting terms and conditions, co-launched by a Mobile Operator coordinates and a Finance Institution exclusively for the SMEs entrepreneurs.” Mr. Shahnawaz Lalani, Director of Citiloan said that “Citiloan was established and well-recognized as a community-based lender which has been helping people in the communities to get access to credit easier and in a financially responsible way. Given that SME is the fast growing fundamental sector of our country’s economy, we are pleased to have the opportunity to offer personal loans to this customer segment. Especially by a full collaboration from AIS SME segment with over 300,000 individual and 60,000 corporate accounts and we are aiming to tap at least 10% of them to apply in this privilege. “The reducing balance interest rate inclusive of credit usage fee we specially create for AIS SME customers will be as low as 18-22% effective rate per annum. The loan size will be upto 500,000 baht. Collateral is not needed in this program. The applicant must be a business owner in the age range of 21 — 60 years old and is living or has a business located nearby one of 47 Citiloan branches. We are confident that the loan offering will help AIS SME customers to have more flexibility to run their businesses with less burden on the interest rate. Thanks to this first ally of Citiloan and AIS and this is only the first step of our business relationship, we will be jointly working to offer other privileges in the future to the customers of both brands.” “We believe that this offer will fulfill requirements of SMEs entrepreneurs and arm your business to efficiently proceed to the competition. Interested AIS-SMEs entrepreneurs may apply to get this special offer from today to September 30, 2008. For more information, contact AIS Corporate Call Center 1149 or AIS Service Center every branch nationwide.” Titipong concluded. For more editorial information, please contact: Tohphan Tuchinda Tel 0 2232 2706 Hassaya Hasitabhan Tel 0 2232 2904, Mobile 0 81926 9163 Kanokraht Thimbuntham Tel 0 2232 2905, Mobile 0 81989 1810